Point-of-Service Option (POS)

Point-of-service plan discussionA health care plan with a POS option is a type of Medicare Advantage Plan that enables you to visit physicians and hospitals outside your network for certain covered services. However, this option could lead to a higher co-payment or coinsurance cost.

Vernon chose the Point-of-Service option because he knew of some well renowned specialists outside of his immediate network and wanted the opportunity to receive care from their skilled hands.