Guaranteed Issue Rights

Confused couple thinking about Guaranteed issue rightsThese are sometimes referred to as “Medigap protections,” and are rights you have in certain cases when insurance companies are legally required to offer or sell you a Medigap policy. If you have a guaranteed issue right and purchase a Medigap policy, an insurance company is not allowed to deny you a health insurance policy, add conditions to a Medigap policy, like exclusions for pre-existing conditions, or charge you more for a policy because of any health problems you currently have or may have had in the past.

Thanks to his guaranteed issue rights, the Dan was not denied coverage from his Medigap plan due to his pre-existing condition.