Guaranteed Issue Rights

Also known as “Medigap protections,” these are rights a patient has in certain cases when insurance companies are legally required to offer or sell you a Medigap policy. In this situation, an insurance company is not allowed to deny you a health insurance policy, add conditions to a policy exclusion (for pre-existing conditions, as an example), or charge you more for a policy because of any health problems you currently have or may have had in the past.

Thanks to guaranteed issue rights, the patient was able to find a health insurance policy that suited his needs and budget.