ESRD (End-Stage Renal Disease)

Patients suffering from chronic kidney disease are diagnosed with End-Stage Renal Disease when their kidneys can no longer perform their function of removing waste and excess water from your body. This permanent kidney failure typically requires dialysis and/or a transplant. Because of that, people with ESRD may qualify for Medicare even if they aren’t 65 years old.

Despite being only 54, Bill applied to receive Medicare benefits soon after he was diagnosed with End-Stage Renal Disease.