What Is Medicare Advantage?

A son and his elderly mom reading some information on what is Medicare AdvantageMedicare Advantage Plans are offered by private companies approved by Medicare. When you join a Medicare Advantage Plan you still have Medicare but you get your Medicare Parts A and B coverage through Medicare Advantage plans.

Medicare Advantage Plans must cover all Medicare services that Medicare Parts A and B cover except for hospice care and sometimes they even offer extra coverage. Some examples of this extra coverage include vision, hearing, dental and/or health and wellness programs.

The out-of-pocket costs for each Medicare Advantage Plan can be different and so can the rules for how you get services.

You usually get prescription drug coverage through a Medicare Advantage Plan. If the plan you join doesn’t have prescription drug coverage though, you can join a Medicare Prescription Drug Plan. However you cannot have prescription drug coverage through both a Medicare Prescription Drug Plan and a Medicare Advantage Plan.


For more information on Medicare Advantage plans, click here:

Medicare Part C

Medicare Advantage Plans

Prescription Drug Coverage